Terms of Service
Effective Date: SITE LAUNCH DATE
Welcome to the official website of Southern Financials, located at www.SouthernFinancials.com (the “Site”).
By accessing or using this Site, you confirm that you are at least 18 years of age, have the legal capacity to enter into a binding agreement, and agree to the following Terms of Use. If you do not agree to these terms, you may not use this Site.
1. Acceptance of Terms
These Terms of Use (the “Agreement”) govern your interaction with and access to this Site. Southern Financials may update these terms from time to time, with changes taking effect upon posting unless otherwise noted. You are encouraged to review the most current version available at www.SouthernFinancials.com. Continued use of the Site constitutes your acceptance of any modifications.
2. Privacy and Use of Technology
Your use of this Site is also subject to our Privacy Policy, which forms an integral part of this Agreement. Southern Financials may use standard website technologies, third-party software, automation tools, and AI-enabled tools to operate the Site, improve user experience, and support business operations, as described in our Privacy Policy. By using this Site, you consent to data handling practices as outlined in our Privacy Policy.
3. Website Content and Accessibility
This Site and its contents are provided “as is” and may include services or information from third parties not under our direct control. While we strive to keep content accurate and current, we make no guarantees regarding completeness, reliability, or accuracy. Southern Financials reserves the right to make corrections or changes and may suspend, limit, or discontinue any part of the Site at its discretion.
4. Ownership and Intellectual Property
All materials on the Site, including but not limited to text, graphics, images, software, and trademarks, are owned by or licensed to Southern Financials and are protected under applicable intellectual property laws. Unauthorized use, copying, or distribution of Site content is strictly prohibited unless explicitly permitted.
5. Permitted Use of the Site
You are granted a limited, revocable, non-transferable license to access and use the Site for personal and non-commercial purposes only. You agree not to copy, republish, modify, reverse-engineer, or misuse any part of the Site or its content. Southern Financials may suspend or revoke your access at any time, with or without notice.
6. Third-Party Links
The Site may contain links to external websites. These third-party sites operate under their own terms and policies, which may differ from ours. Southern Financials is not responsible for the content, accuracy, or security of those websites. You should review their terms independently.
7. Compliance and Accuracy
By using the Site, you agree to comply with all applicable laws and regulations. You further affirm that any information you provide is accurate and truthful to the best of your knowledge.
8. Indemnity
You agree to defend, indemnify, and hold harmless Southern Financials, along with its employees, affiliates, and partners, from any liabilities, losses, claims, or expenses (including reasonable attorney’s fees) arising from your use of the Site or violation of this Agreement.
9. Disclaimers
The site is provided “as is” without any warranties of any kind. Southern Financials expressly disclaims all implied and express warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. Use of this site is at your own risk.
Certain jurisdictions may not permit the exclusion of warranties. If applicable, some of the above limitations may not apply to you.
10. Limitation of Liability
Under no circumstances shall Southern Financials be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the site or its content. Your only remedy in the event of dissatisfaction is to stop using the website.
11. Governing Law and Venue
This Agreement is governed by the laws of the State of Georgia, excluding its conflict of law principles. Any disputes must be resolved in the appropriate courts located within Georgia.
12. Severability and No Waiver
If any part of this Agreement is determined to be invalid or unenforceable, the remainder will continue in full force. Failure to enforce any provision of this Agreement does not constitute a waiver of that or any other provision.
13. Relationship Between Parties
Nothing in this Agreement creates a partnership, employment, or agency relationship between you and Southern Financials. Neither party may bind the other without express written consent.
No Professional Advice or Client Relationship – The information provided on this Site is for general informational purposes only and does not constitute accounting, tax, legal, financial, or professional advice. Use of this Site, submitting an inquiry, or contacting Southern Financials through the Site does not create a client relationship. A client relationship is established only after Southern Financials has reviewed your needs and both parties have agreed to specific engagement terms.
14. Contact Us
Southern Financials
Email: admin@southernfinancials.com
Website: southernfinancials.com